It looks like every week; some new fraudster is discovering new ways in which he can con people. The most common scam running on internet today is phishing. Phishers are known to lay their bait in the form of email that lures the public and tricks them into giving up their personal information. They are also known to develop phishing websites that look similar to websites of major organizations.
The criminals who are involved in phishing are more interested in stealing the victims’ identities which gives them access to their names and resources. Earlier the phishing websites scams were loosely performed, but today the scams have become more complex and have managed to fool computer experts. Familiarize yourself with all the methodologies used by the phishers and make the companies aware that their logos, name and reputations are being misused to steal from innocent people.
The aim of the phishers is to lead people to the phishing websites where they trick people into divulging their personal information such as credit card numbers, username, passwords, social security number, etc. Usually, the phisher will send out mass email under the false pretence of a major retailer or bank. Through this email, they will try to convince you that there has been some kind of crisis, due to which the company requires your personal information for some reason. Sometimes they also threaten that their accounts will be closed if their requests are not met with.
For instance, a phisher will imitate the identity of a major bank and send out mass email that claims there has been a security breach in the firm. The email will instruct you to click on the provided URL and submit your personal data for verification purposes. It will then say, if verification is not done your account will be put on hold. When you click on the link, you will be directed to a website that looks similar to the bank’s actual website, where you will have to fill in your personal details. Those people who are not aware of how phishing websites scams take place will get tricked into providing their information and will later find out they have been a victim of identity theft.
There are ways in which you can ensure that you do not fall prey to such phishing websites scams. Most respectable organizations will not ask you for your personal information over the internet. If you ever receive such request via email, be wary. It is advisable that you directly call the company that you are supposed to deal with. The email that you have received might contain a phone number, but it is likely that this phone call will connect you with someone who is involved in the scam. Find the contact information of the company in your phone book or on your recent statement.
You can then call up the company and ask if the request is legitimate. If you are convinced that this request is genuine then provide them with the information. However, if the request was not authorized by the company then let them know that a scam is being done in their name. Don’t let these phishing websites scams fool you into sharing your personal information over internet. Beware!