The “Internet Helps but Deceives”. This slogan holds good in the present day scenario of regular occurrences of scams and frauds committed by nefarious scam artists. The main reason that there is blight on the face of the Internet is its anonymity.
While browsing the internet, you come across a myriad of individuals and entities. It is indeed a massive task to differentiate between the authentic and the fake. Left unchecked, the scamming activities will invade the whole entity of the Internet and a number of people will be scammed. Therefore, different international governments have organized various agencies to deal with the internet related scams. If you fall victim to one, report a scam to the designated agencies in your country…
The following types of internet scams are most commonly committed
- Monetary Loss in which money is wired for purchasing goods that never reach you, although you place the order, thinking it to be genuine
- Debt Elimination Schemes, in which fake websites advertise for the quickest and easiest way of getting rid of loans and debts on credit cards, as promised, although you have paid for the promised relief
- Investment Fraud, in which you pay in advance for an invest in the high – yielding project
- The Nigerian Letter Scam, in which someone posing as a Nigerian official, offers a share in return for depositing money in certain overseas bank accounts. Instead of depositing, report a scam to appropriate agencies
- Spoofing and Phishing, in which someone posing to be known to you, tricks you to part with your credit card information.
IC3: Submit a complaint to the Internet Crime Complaint Center (IC3) which is a government agency set up, in collaboration of an NGO for receiving and processing complaints related to internet fraud. Steps to follow
- Browse on to the default aspx of IC3
- Put your acceptance to the terms and conditions mentioned therein
- Enter your personal information and the description of the scam
- Submit your comp
File a report with your local Police Station and obtain a copy of the police report and the report number so as to be facilitated for tracking the progress of your report.
Better Business Bureau & Consumer Protection Agency
These agencies investigate into any local business and prevent further occurrence of such eventualities. Adopt the following steps to report a scam
- Browse on to usa.gove / topics/ consumers html and put your complaint to the Consumer Protection Agency
- For submitting your complaint to the Better Business Bureau, go to bbb.org
Credit Card Fraud
To report a scam, related to credit card, collect all evidences related to the scam; such as credit card statement, showing unauthorized purchases or strange charges. Take the following steps
- Report to your credit card company and try to get the unauthorized charges on your account
- If you report within 2 days, your liability will be limited to $50 and if report within 60 days, it will be $500. Beyond 60 days, you have to bear the full charges.
- Report to the 3 agencies, namely Equifax, Experian and TransUnion.