There are just about a million ways to get scammed online in present times. Ponzi schemes, investments that are too good to be real and the internet are just some of the ways that scammers take your cash, bank details and personal information before using them for nefarious means. Inboxes across the world receive email scams and spam on a daily basis. A large portion of spam emails sent (65% by some estimates) are scams. Given the massive amount of email accounts, much of this spam or online scam will definitely make a dent in someone’s finances, or compromise their safety. But, if you report online scams, you can stay on top of the game. Here are the email scams for which you should be on your guard.

#1 Email Credit Card Scam

This is the oldest trick in the book and the newest scheme using email technology. When opening or operating a bank account, rest assured, the bank will never ask for information because they already have what they need. But people often get hoodwinked into replying to email scammers doing just that. The emails sent will generally have the same professional look and originate from a domain akin to that of the bank or financial institution you are presently with. These email addresses will be designed to make the receiver think it is originating from the bank. Report online scams of this nature to ensure that your funds and your personal information remains safe. Popular scams indicate the bank card is about to expire and information or a small sum of money is needed as fee for transaction processing. The aim is to ultimately rob you of your money using such strategies and tactics.

#2 419 Nigerian Scam

The 419 Nigerian scam is one of the biggest and most common online scams to hit the internet. This poorly composed email message says a rich family in Africa died and the money now is being sought to be transferred into your account. It purports to be from the bank manager. The aim is to shower you with promises and create goodwill that lets you believe you will be given wealth beyond your wildest dreams, in return for cash of course.  This advance fee fraud is a menace. Report online scams such as the Nigerian fraud to the authorities at once.

#3 Virus Email Scams

These are programs and spy applications that will carry your bank details as soon as an online money service is used. The scammer uses programs and apps sent in email attachments to lure unsuspecting users. These scammers will send funny pictures and emails regarding interesting stuff just to get you to forward it to more family, friends and co-workers, further widening the net. In this way, the scammer will collect information of a vast number of people in a very short period of time. Report online scams if you detect suspicious attachments in emails.

#4 Email Lottery Scams

These are less likely to be forwarded, but most likely to trick those who desperately like winning. The email informs the victim that a considerable amount of money has been won in email address raffle or something like a lottery contest. The email, much like the inheritance scam advance fee fraud, will inform that you must reply to the emails. This is where the tricky part comes– you will be asked to pay a “fee” for claiming the prize. So, you actually end up paying money for cash you will never get. Install software protection so that you can avert this crisis, and if you come across an email scam, report online scams to ensure you remain safe and protected and so do others.

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