Should you use the Big Scammers report a scam function? This feature can benefit you with several applications. They include the following:
- Ask for refunds
It’s important to ask for refunds when orders are damaged, defective, late, etc. There are times you might get some resistance. In that case, it’s important to call your credit card company for help. Why would they care?
It’s important to keep in mind that when you buy something via your credit card, it’s the credit card issuer that pays the bill when you “charge” something. You’re paying back the bank, for example, when you pay your bill.
You might be surprised that banks want to settle issues such as bad purchases sooner rather than later. It’s one less thing they have to worry about and will help to ensure you’ll stay with the company in the future.
- Pick strong passwords
It’s highly advisable to use strong passwords to help prevent hacks and scams. As a general rule, they should be 12+ characters and include a combination of upper/lower case letters, numbers, and even symbols. This will make it tougher for people and groups to hack your various accounts including financial, social, email, etc.
There’s also password management software. How does it work? You just have to create one super-solid password. The software will then generate good passwords for your other accounts. This prevents the risks of using the same password for multiple accounts and also eliminates the need to memorize several complex passwords.
One of the keys of choosing passwords is to select a password that’s difficult to guess, but not too hard to remember. That can be tough. However, if you can find a blend of both features, you’ll end up with some solid passwords that are effective in keeping your accounts safe but won’t be impossible to remember when you’ve had a few drinks or hours of sleep.
- Don’t Friend strangers on social media
When using social platforms such as Facebook, Twitter, it’s highly recommended to stay within your circle of friends. If several of your friends have a mutual friend it will be more likely the person is trustworthy and scam-free. However, there’s no guarantee.
Twitter is a different story since you’ll want to maximize the number of followers you have.
- Use credit cards online
There are various benefits of using credit cards to make online payments. Another benefit is that there’s also some extra fraud protection provided. So there’s a chance that you could get your money back if you become a victim of fraud.
That said, it’s important to inform your credit card company as soon as you think there’s a chance you could be a victim of a scam. Delaying that action could make it tougher to get your money back in the future, which is a situation you’ll likely want to avoid.
These are some of the key applications for the Big Scammers report a scam function.