Millions of people around the world lose a lot of money due to cyber fraud. A majority of these victims are Web shoppers in the USA, Canada, Australia, the UK and other EU territories. New online scams are popping up everywhere because criminal syndicates are formulating new ways to work around the latest Web payment security technologies. According to several global online security groups, more than half of the world’s mobile users have been victimized by these Web crimes at one time or another for the last 5 years.
That said, there’s a good chance that you can still recover your money after being victimized by cyber fraud. The tips below can give you some options that might help you recover your lost money, and these can also prevent you from falling for these online scams in the future.
- If you used your credit card to send money to these scammers, then you can call your bank that issued your credit card. Tell them how you were victimized by cyber fraud. Then, tell them that you want to file a chargeback for those fraudulent transactions. Also ask them to change your credit card credentials, so those criminals won’t be able to use your credit card in the future.
- You can also do the same things when you used your bank account to wire money to these criminal syndicates. You should ask your bank to change your online banking credentials as well as your other account credentials. This way, those scammers won’t be able to use your bank account for their cyber fraud schemes.
- If your credit card or bank account was used by these criminals after hacking your financial accounts, then you can file for chargebacks and disputes with the assistance of your bank. Just tell them how you fell for their cyber fraud schemes, and make it a point to provide as much detail as possible.
- If you used a Web wallet or an online account like PayPal to send money to these scammers, then collect as much evidence or documents that you can. These should clearly show that you were conned out of your money by these criminals. After gathering all the materials that you can, contact your Web wallet or online account providers. Tell them in detail how you fell for their cyber fraud schemes. Also send them all the evidence that you have. There’s a good chance that they’ll be able to recover your money.
- If your Web wallet or online account was hacked and used by these scammers to send out money or to purchase products, then you can inform your provider about these cyber fraud attacks. They’d most likely be able to reverse those transactions and recover your money for you.
These are the quickest and easiest ways that can give you the best chances to recover your money after being victimized by cyber fraud. Also keep in mind to use your credit card or bank account for your online transactions in the future, more than the funds in your Web wallet or in your online payment accounts. This is because it’s more straightforward and also a bit quicker to recover your money by filing for chargebacks with the assistance of your bank.